by Munn Gray & Associates | Nov 3, 2022 | Financial Planning, Budgeting, Financial Journeys
Saving money is difficult. We often have a hard time limiting spending and setting aside funds for later because it feels like there’s no immediate reward. The reward comes in the future when you could have more financial freedom. There are lots of...
by Munn Gray & Associates | Nov 1, 2022 | Financial Planning, Budgeting, Financial Journeys
Digital assets are assets too Everything we do, everything we are changed when the internet came along, and retirement planning is no exception. Many of the things we once did only in person or by mail (managing bank accounts, cataloging photos, paying bills, etc.)...
by Munn Gray & Associates | Oct 25, 2022 | Financial Planning, Budgeting, Stock Market
Investment is inherently risky. In order to make the best decisions regarding your investments, you have to manage that risk. Risks can be uncomfortable, but ultimately the reward could be well worth it. Taking a strategic risk could be very beneficial and lead to a...
by Munn Gray & Associates | Mar 13, 2022 | Budgeting, College Planning
College costs can seem staggering. For the 2021-22 school year, the average annual total cost was $55,800 for a four-year private university and $27,330 for a four-year public university (Source: Trends in College Pricing, 2021). It’s no wonder that students and...
by Munn Gray & Associates | Feb 12, 2022 | Budgeting, College Planning
Out-of-state colleges are significantly more expensive than going to a school in your home state. There are a few factors to consider in deciding if it is worth it: The first factor is cost. According to the College Board, the average cost of tuition for the 2021-22...
by Munn Gray & Associates | Feb 7, 2022 | Financial Planning, Budgeting, economy, Retirement
When it comes to saving for retirement, many people take a set-it-and forget-it approach. But not paying attention to your 401(k) and IRA accounts could cause you to miss valuable savings opportunities. Avoid these seven mistakes: Not contributing enough to get your...
