by Munn Gray & Associates | Feb 1, 2022 | Budgeting
Almost no one enjoys the process of analyzing and budgeting expenditures, but inefficient and wasted expenditures can be major impediments to accomplishing your financial goals. It is difficult to manage your money if you don’t know how much you have or where it is...
by Munn Gray & Associates | Jan 27, 2022 | Financial Planning, Budgeting, economy, Financial Journeys
While investors want the highest returns possible, returns compensate you for the risks you take — higher risks are generally rewarded with higher returns. Thus, you need to assess how much risk you are willing to take to obtain potentially higher returns. However,...
by Munn Gray & Associates | Jan 22, 2022 | Budgeting, College Planning
Many students will first handle money without parental supervision during college. To help keep expenses down and avoid conflicts, you might want to develop a budget to guide your child’s spending. As you go through the process, consider the following: Develop a...
by Munn Gray & Associates | Jan 4, 2022 | Financial Planning, Budgeting, Financial Journeys, Helpful Resources, Retirement
It is never a bad idea to begin planning for retirement, no matter what stage of life you are in. Today is when all those small decisions about retirement can start having a big impact on your future self. It is important to remember that it is never too soon to plan...
by Munn Gray & Associates | Dec 10, 2021 | Budgeting, Financial Planning
Some people worry that when saving for retirement, they must give up everything they enjoy. While there needs to be a balance between spending and saving, it doesn’t mean you can’t enjoy life. Look at Your Current Situation and Set Goals You should start by reviewing...
by kevink | Dec 27, 2018 | Articles of Interest, Budgeting, Financial Planning, Helpful Resources, Retirement
Keeping your cool can be hard to do when the market goes on one of its periodic roller-coaster rides. It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are 11 ways to help keep...
