Munn Gray & Associates
  • Home
  • About Us
    • Our Team
    • Why Work with a CFP®
  • Our Process
    • Comprehensive Financial Planning Process
    • Retirement Planning
    • Life Planning
  • Resources
  • Contact Us
  • Client Access
Select Page
How Much Should I Withdraw from My Retirement Funds?

How Much Should I Withdraw from My Retirement Funds?

by Munn Gray & Associates | Mar 14, 2023 | Retirement

When it comes to withdrawing money from your retirement funds, one of the most important things to consider is how much money you should be withdrawing each year. Many experts recommend that you use a formula known as the 4% safe withdrawal rule, which is based on...
Audit Your Retirement Plan

Audit Your Retirement Plan

by Munn Gray & Associates | Nov 29, 2022 | Financial Planning, Retirement

It’s always a good idea to check in on the status of any plans or goals you may be working towards, and your retirement plan is certainly no exception. When you’re younger and retirement  feels far off, you could get away with infrequent checks, but as you approach...
Avoid These 401(k) and IRA Mistakes

Avoid These 401(k) and IRA Mistakes

by Munn Gray & Associates | Feb 7, 2022 | Financial Planning, Budgeting, economy, Retirement

When it comes to saving for retirement, many people take a set-it-and forget-it approach. But not paying attention to your 401(k) and IRA accounts could cause you to miss valuable savings opportunities.  Avoid these seven mistakes:  Not contributing enough to get your...
Traditional IRA vs Roth IRA

Traditional IRA vs Roth IRA

by Munn Gray & Associates | Jan 4, 2022 | Financial Planning, Budgeting, Financial Journeys, Helpful Resources, Retirement

It is never a bad idea to begin planning for retirement, no matter what stage of life you are in. Today is when all those small decisions about retirement can start having a big impact on your future self.  It is important to remember that it is never too soon to plan...
401K

401K

by Munn Gray & Associates | Dec 29, 2021 | Articles of Interest, Financial Planning, Helpful Resources, Retirement

A 401k is a retirement account that you can open with your employer for savings. The goal of this type of account is to continue to save over time to help support your future retirement. You may not know what all goes into a 401(k) plan. That doesn’t mean you...

Quick Life Insurance Tips

by Munn Gray & Associates | Dec 15, 2021 | Retirement, Financial Planning

Don’t rely on rules of thumb when deciding how much life insurance you need. Go through a detailed analysis of your needs. Evaluate who should own the insurance policy, which determines whether the proceeds will be subject to estate taxes. Select beneficiaries with...
« Older Entries

Download the Complimentary Guides Below

Retired and Confident: 6 Questions Toward Financial Security

Download

5 Steps to Plan for a Comfortable and Secure Retirement

Download

Suddenly Single and Stuck: a Financial Guide for Unexpected Hardship

Download

Empty Nesters: Celebrating Your New Normal

Download

Recent Posts

  • Retirement Plans for Small Business Owners
  • Mind The Mind: Protecting Your Greatest Asset
  • Dealing with Medical Debt
  • Find Fun For Free
  • Finding a Dream Home for Now

Let’s Start a Conversation

The thought of reaching the day when your working days are over should evoke joy, not fear or concern. We can provide the thorough planning and diligent preparation that can help ensure that you are not just looking toward the future – but looking forward to it.
Schedule a Discovery Meeting

Contact Us

Check the background of this investment professional on FINRA’s BrokerCheck

© 2023 Raymond James Financial Services, Inc., member FINRA / SIPC | Privacy Policy

CFP® | Certified Financial Planner™ | Certified Financial Planner Board of Standards, Inc., owns the certification marks above, which it awards to individuals who successfully complete initial and ongoing certification requirements.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Munn Gray & Associates is not a registered broker/dealer, and is independent of Raymond James Financial Services.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.